In today’s world, fuelled by consumerism, keeping your credit card spending in limit is a real challenge. Credit cards serve two main purposes: as a substitute for cash and as a ready source of liquidity when you are planning to spend more than you have. So, if you have a scarcity of money in your pocket or in your bank, a credit card is a ready solution. No doubt, it serves as a wonder tool that will fulfil all of your buying wishes irrespective of your fund amount.
However, unrestricted credit card spending leads to a burdening debt. As per the latest RBI report, the existing credit card debt in India
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